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How to Write a Federal Grant Proposal in 2026: The Actual Process, From Finding the NOFO to Getting Paid

Last updated: February 19, 2026

Most grant writing guides tell you to tell a compelling story. This one tells you how the process actually works: which system to use, what reviewers score, how budgets get rejected, and the 2026 rule changes that affect every application. Covers NIH, NSF, USDA, and general federal grants.

Why Most Grant Writing Advice Is Useless

Search for grant writing tips and you will find the same five pieces of advice repeated across hundreds of websites: tell a compelling story, be specific, follow instructions, start early, get feedback. This is not wrong. It is just not useful to anyone who has actually opened a 68-page NOFO and stared at a Grants.gov Workspace form. The federal grant application process in 2026 involves multiple interconnected systems, agency-specific submission portals, scoring criteria that vary by funder, a revised Uniform Guidance that changed financial thresholds, and new biosketch requirements that did not exist two years ago. Understanding the mechanics matters more than narrative polish. This guide covers the actual process. If you are applying for your first federal grant or have been away from the process for a few years, start here.

Step 1: Find the Right Funding Opportunity

Every federal discretionary grant starts with a Notice of Funding Opportunity (NOFO), posted on Grants.gov. There are roughly 1,600 open opportunities on Grants.gov at any given time in 2026, down about 33% from prior years due to budget uncertainty and program terminations. The NOFO is your blueprint. It contains the program description, eligibility requirements, scoring criteria, budget limits, submission instructions, and deadlines. Everything in your proposal should be built around the specific NOFO you are responding to. Not all NOFOs are worth pursuing. Before writing anything, check three things: 1. Are you eligible? Many NOFOs restrict applicants to specific entity types (state governments, nonprofits, universities, tribal organizations). For-profit companies are eligible for some programs but not most. Read Section C (Eligibility) first. 2. Does the funding match your project? A $50,000 grant will not fund a $2 million project. Check the award ceiling and the expected number of awards. If the NOFO lists $5 million total funding and expects 50 awards, the average award is $100,000. 3. Is the timeline realistic? Most NOFOs give 30 to 90 days from posting to deadline. If the deadline is three weeks away and you have not started, consider waiting for the next cycle rather than submitting a weak application. 4. Does the NOFO require a Letter of Intent? Many programs require or strongly encourage an LOI or concept paper before the full application. NIH uses LOIs for some mechanisms. NSF programs increasingly request preliminary proposals. Missing an LOI deadline means you cannot submit the full application. Check the NOFO's Key Dates section first. Use Funding Landscape search to find open opportunities filtered by agency, topic, or deadline. For agency-specific guidance, see our guides for NIH, NSF, USDA, EPA, HHS, DHS/FEMA, and DOE.

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Step 2: Register Before You Write

You cannot submit a federal grant application without active registrations in multiple systems. Start these immediately. They take weeks, not days. **SAM.gov** (required for all federal grants): New registrations realistically take 6 to 10 weeks. The official estimate is 7 to 10 business days, but entity validation delays are common. The number one cause of delays is your business name not matching IRS records exactly, including punctuation differences like Inc. versus Inc or LLC versus L.L.C. Registration is free. Never pay a third-party service. Our SAM.gov registration guide covers the full process. **Grants.gov** (required for submission): Create an account and link it to your SAM.gov registration. Your organization needs an Authorized Organization Representative (AOR) who can submit applications on its behalf. **Agency-specific systems** (required for post-submission management): | If applying to | You also need | What it does | |---|---|---| | NIH, CDC, SAMHSA, AHRQ | eRA Commons | Tracks applications, delivers review scores, manages awards | | NSF | Research.gov | Can submit proposals directly (alternative to Grants.gov) | | DOJ | JustGrants | Additional materials submitted after Grants.gov submission | | FEMA | FEMA GO | Application submission for nondisaster grants | | Education | G5 | Grants management for Education Department awards | **SciENcv** (required for NIH and NSF): As of January 25, 2026, all NIH applications must use SciENcv-generated biosketches and Current and Pending Support forms. NSF has required SciENcv since May 2024. All Senior/Key Personnel need an ORCID ID linked to SciENcv. NIH is allowing a leniency period through approximately May 2026, but do not rely on it. If you are a first-time applicant, start SAM.gov registration today and set up your agency-specific accounts in parallel. You can do Steps 1 through 3 concurrently: identify your target agency and NOFO while registrations process. Do not wait until you find a specific NOFO to begin registration.

Step 3: Read the NOFO Like a Reviewer

Federal grant reviewers score proposals against the criteria published in the NOFO. Not against some general sense of quality. Against specific criteria, with specific point values or rating factors. Before writing a word, extract the scoring criteria from Section E (Review and Selection) of the NOFO. Build your proposal outline around these criteria. If the NOFO awards 30 points for Project Design, 25 points for Organizational Capacity, 20 points for Need, 15 points for Budget, and 10 points for Evaluation, then your proposal should dedicate proportional effort to each section. A typical non-research federal grant scoring matrix looks like this: | Category | Typical Weight | |---|---| | Statement of Need | 10-20 points | | Project Design / Approach | 25-35 points | | Organizational Capacity | 15-25 points | | Budget / Cost Effectiveness | 10-20 points | | Evaluation Plan / Outcomes | 10-15 points | | Priority or Bonus Points | 5-10 points | Research grants (NIH, NSF) use different systems. NIH now uses a simplified three-factor framework introduced in January 2025: Factor 1 (Importance of the Research, covering significance and innovation, scored 1-9), Factor 2 (Rigor and Feasibility, covering approach, scored 1-9), and Factor 3 (Expertise and Resources, covering investigators and environment, evaluated as sufficient or insufficient rather than numerically scored). This was a major change. Investigators and institutional prestige are no longer numerically scored. NSF uses two criteria weighted equally: Intellectual Merit and Broader Impacts. NSF reviewers write narrative evaluations and assign qualitative ratings (Excellent, Very Good, Good, Fair, Poor) rather than numerical scores. Program Officers then synthesize reviewer input with portfolio considerations to make funding decisions. The single most common reason proposals fail: the applicant wrote what they wanted to write instead of what the NOFO asked them to write.

Step 4: Build the Budget First

Many applicants write the narrative first and the budget last. This is backwards. The budget constrains every promise you make in the narrative. If your narrative proposes hiring three postdocs but your budget only funds two, reviewers will flag the inconsistency. The 2024 revision to the Uniform Guidance (2 CFR Part 200), effective for awards made on or after October 1, 2024, changed several financial thresholds that affect every federal grant budget: | Item | Old Threshold | New (2024+) | |---|---|---| | De minimis indirect cost rate | 10% of MTDC | 15% of MTDC | | Equipment definition | $5,000 per unit | $10,000 per unit | | Single audit threshold | $750,000 | $1,000,000 | | Fixed amount subaward cap | $250,000 | $500,000 | | MTDC subaward exclusion | First $25,000 | First $50,000 | | Micro-purchase threshold | $10,000 | $10,000 (self-cert up to $50,000) | The de minimis rate increase from 10% to 15% matters most for organizations without a federally negotiated indirect cost rate. If your organization has never negotiated a rate, you can now claim 15% of modified total direct costs for overhead without negotiation. The equipment threshold increase means items costing $5,001 to $9,999 are now supplies, not equipment. This simplifies procurement and changes how these items are budgeted. Build your budget in these categories: Personnel (salaries and fringe benefits), Travel, Equipment (now items over $10,000), Supplies, Contractual/Subawards, Other Direct Costs, and Indirect Costs. Every line item should tie directly to a project activity described in the narrative. For detailed budget construction guidance, cost principles, and a realistic $500,000 budget example, see our grant budget fundamentals guide.

Step 5: Write to the Scoring Criteria

Your proposal is not an essay. It is a structured response to specific evaluation criteria. Reviewers are often reading 10 to 30 proposals in a review cycle. They are looking for clear evidence that you meet each criterion, not elegant prose. Practical writing principles that improve scores: **Mirror the NOFO language.** If the NOFO asks for a "management plan," label your section "Management Plan," not "How We Run Things." If the NOFO asks about "sustainability," use the word "sustainability" in your response. Reviewers scan for keywords that match their scoring sheets. **Lead with the answer.** Do not build to your point. State it in the first sentence of each section, then provide evidence. A reviewer skimming your proposal should be able to read the first sentence of each section and understand your entire approach. **Include specific, verifiable numbers.** "We have extensive experience" means nothing to a reviewer. "We have managed 14 federal grants totaling $8.2 million since 2019, with zero audit findings" gives them something to score. **Address every criterion explicitly.** If the NOFO lists five evaluation criteria, your proposal must address all five. Skipping one is the equivalent of leaving an exam question blank. If a criterion does not apply, explain why rather than ignoring it. **Match budget to narrative.** Every activity you describe should have a corresponding budget line. Every budget line should correspond to an activity. Reviewers check for this. **Preliminary data matters for research grants.** NIH and NSF reviewers expect evidence that your approach is feasible. Published results, pilot data, or letters of support from collaborators all strengthen feasibility arguments. For NIH, the new Factor 2 (Rigor and Feasibility) is where most proposals succeed or fail.

Step 6: Submit Through the Right System

Most federal grants are submitted through Grants.gov Workspace, a collaborative online environment where your team prepares and submits the application. The process: an Authorized Organization Representative creates the workspace, adds team members, the team completes required forms (either online or via downloadable PDFs), each form passes validation, and the AOR signs and submits. Only users with Standard or Expanded AOR roles can submit. Common Grants.gov problems in 2026: - Adobe Reader version incompatibilities that corrupt PDF forms - Concurrent editing conflicts when multiple team members work simultaneously - Pop-up blockers preventing attachment viewing - System slowdowns near deadlines as thousands of applicants submit simultaneously **Submit at least 48 hours before the deadline.** Grants.gov experiences heavy load near deadlines, and technical issues discovered at 4:55 PM on deadline day cannot be resolved in time. FEMA, DOJ, and some other agencies have secondary submission steps in their own portals after the Grants.gov submission, sometimes with separate deadlines one to two weeks later. NSF applicants can submit through Research.gov instead of Grants.gov. Research.gov handles the entire lifecycle for NSF proposals and is generally more straightforward than the Grants.gov-to-eRA-Commons handoff that NIH applicants deal with. After submission, track your application status. Grants.gov issues a tracking number immediately. Agency-specific systems (eRA Commons for NIH, Research.gov for NSF) provide review status updates over the following months.

What Happens After You Submit

The time from submission to funding decision varies dramatically by agency. **NIH** operates three annual review cycles. For a standard R01 submitted on the February 5 deadline: peer review occurs in June-July, summary statements are available about 30 days later, the Advisory Council meets in September-October, and the earliest project start date is December. Total: roughly 10 months. If your application is not discussed (triaged), you will know in about 5 months. Success rate for R01-equivalent awards is approximately 20-22%. **NSF** targets 6-month notification but often takes 7-9 months. Three to ten external reviewers evaluate each proposal. The overall success rate is about 24%. **General federal grants** (FEMA, HHS non-research, USDA, DOE): Review takes 2 to 6 months after the deadline. Award notification can take 3 to 12 months total. The more applications received, the longer the review period. If your application is declined, most agencies provide reviewer comments. Read them carefully. NIH provides detailed summary statements with scores. NSF provides verbatim reviewer narratives. These are the most valuable feedback you will ever receive about your proposal. **Resubmission is normal.** For NIH, only about 36% of new PIs receive their first award on the first attempt. Use reviewer feedback to strengthen your next submission.

The Five Mistakes That Actually Kill Proposals

These are not soft writing tips. These are the mechanical failures that get proposals rejected before content quality even matters. **1. Missing the deadline.** The most common administrative rejection. Grants.gov closes submissions at the time specified in the NOFO, usually 11:59 PM ET or 5:00 PM local time (for NIH). There are no extensions for technical difficulties discovered in the final hour. **2. Formatting and page limit violations.** NIH and NSF will return proposals without review for violating their application guides. Common violations: wrong font size, exceeding page limits, including material in appendices that belongs in the main body, and incorrect biosketch format. **3. Misalignment with funder priorities.** A well-written proposal that does not match the NOFO's goals will score poorly regardless of quality. For USDA in 2026, competitive grants are scored against agency research priorities that shift between funding cycles. Each NOFO specifies its current priorities. Applications that do not align with the stated priorities will be at a disadvantage. **4. Budget problems.** Vague budget justifications, costs that do not tie to narrative activities, missing required cost-share documentation, and budgets that exceed the stated ceiling all trigger reviewer concerns. Inflated indirect cost rates are a red flag. **5. No evaluation plan.** For non-research grants, reviewers want measurable outcome indicators and a plan for tracking progress. "We will evaluate the program's success" is not an evaluation plan. "We will track the number of participants who complete the training, administer pre/post assessments measuring knowledge gain, and report quarterly on three key metrics" is.

Where to Go From Here

The grant application process is not a mystery. It is a bureaucratic system with documented rules, published scoring criteria, and predictable timelines. Start with these concrete steps: 1. **Register now.** SAM.gov registration takes 6-10 weeks. Set up eRA Commons, Research.gov, or JustGrants accounts depending on which agencies you will target. Link your ORCID ID to SciENcv if applying to NIH or NSF. 2. **Find your NOFO.** Search open opportunities by agency, topic, or keyword. Read the full NOFO before deciding whether to apply. 3. **Build the budget first.** Use our grant budget fundamentals guide for the 2026 Uniform Guidance thresholds and a realistic budget template. 4. **Structure your proposal around scoring criteria.** Extract the evaluation criteria from Section E of your NOFO and build your outline to match. 5. **Submit early.** Technical problems happen. Give yourself at least 48 hours of buffer before the deadline. For specific agency guidance: NIH | NSF | USDA | EPA | HHS beyond NIH | FEMA/DHS | DOE/Energy For small businesses exploring federal R&D grants specifically, see our SBIR/STTR guide. For veterans, see our veteran grants and SDVOSB guide. For tribal organizations, see our tribal grants guide. If your organization is not eligible for federal grants, foundation and private grants may be an alternative. For government contracts rather than grants, start with SAM.gov registration, NAICS codes, and set-aside programs.

Frequently Asked Questions

How long does it take to write a federal grant proposal?

For a well-prepared organization with existing registrations: 4 to 8 weeks for a standard research grant (NIH R01, NSF), 2 to 4 weeks for a smaller program grant. For a first-time applicant who also needs SAM.gov registration and agency account setup: add 8 to 10 weeks for registration alone. The writing is often faster than the bureaucratic preparation.

What is the success rate for federal grant applications?

It varies by agency and program. NIH funds about 20-22% of R01-equivalent applications. NSF funds about 24% of proposals. USDA competitive research grants fund roughly 15-20%. For non-research discretionary grants (FEMA, HHS, DOE), success rates vary widely by program and are not always published. Some programs receive 500+ applications for 20 awards.

Can for-profit companies apply for federal grants?

Some federal grants accept for-profit applicants, but most are restricted to nonprofits, governments, universities, and tribal organizations. The main exception is SBIR/STTR, which is exclusively for small businesses. Check the eligibility section of each NOFO. For-profit applicants generally cannot earn profit on federal grant funds. See our SBIR/STTR guide for the primary for-profit grant pathway.

Do I need to hire a grant writer?

Not necessarily. The most important qualifications for writing a grant proposal are understanding the NOFO requirements, having subject matter expertise in the proposed project, and being able to construct a compliant budget. Professional grant writers can help with formatting, narrative structure, and compliance, but they cannot substitute for technical knowledge of the work being proposed. If you hire a grant writer, their fee cannot be charged to the grant itself.

What changed about federal grants in 2026?

Several things. The 2024 Uniform Guidance revision raised financial thresholds (de minimis indirect cost rate from 10% to 15%, equipment threshold from $5,000 to $10,000, single audit threshold to $1,000,000). NIH switched to a simplified three-factor review system in January 2025. SciENcv biosketches became mandatory for NIH in January 2026 and NSF in 2024. DOGE-related disruptions reduced the number of available opportunities significantly. See our DOGE funding tracker for the agency-by-agency status.

What is indirect cost rate and how does it work?

Indirect costs are real expenses that support grant-funded work but cannot be attributed to a single project: facilities, administration, utilities, accounting. Organizations can negotiate a rate with their cognizant federal agency, or use the de minimis rate of 15% of modified total direct costs (raised from 10% in the 2024 Uniform Guidance revision). The de minimis rate requires no negotiation. Larger organizations, especially universities, typically have negotiated rates ranging from 30% to 70%. Your indirect cost rate significantly affects how much of the award goes to direct project work.

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