OHFA Homebuyer Program

About this opportunity

Affordable 30-year fixed-rate FHA, VA, USDA-RD, and conventional mortgage loans with down payment assistance for first-time homebuyers across Ohio. Veterans and buyers in federally designated target areas are also eligible regardless of prior ownership. Down payment assistance equal to 3% (conventional) or 3.5% (government loans) of purchase price — forgiven after seven years. Apply through an OHFA-approved participating lender statewide. Rolling, no fixed deadline.