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RollingRolling deadline — apply anytime·Updated June 21, 2026

Palmetto Home Advantage

South Carolina State Housing Finance & Development Authority (SC Housing)

Who can apply

homebuyers. first-time homebuyers. repeat homebuyers

About this opportunity

Conventional, FHA, VA, and USDA mortgage options with forgivable down payment assistance (0%, 3%, or 4% of loan amount, no monthly payment) for first-time, move-up, and repeat homebuyers across all 46 South Carolina counties. No sales price limit. Minimum 640 FICO. Income limit: $135,750 (borrower only). Apply through an approved SC Housing lending partner.

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