Colorado Credit Reserve
Colorado Office of Economic Development and International Trade
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- Posted
- Dec 25, 2025
- Amount
- $500,000
- Closes
- Rolling intake; check eligibility
Amount
$500,000
Who can apply
Business
About this opportunity
The Colorado Credit Reserve program helps businesses that typically struggle to get access to a bank loan. The program helps lenders make loans by establishing a loan loss reserve account with the lender as additional security. To get a loan through this program, the borrower pays a fee of 1% of loan principal, which we match. Borrower and program fees fund the loan loss reserve. Each participating lender: makes the underwriting decisions sets the terms services the loan We financially support the Colorado Credit Reserve Loan. The Colorado Housing and Finance Authority manages the program. In its first 10 years, this program gave more than $24 million in small business loans. In 2010, Colorado changed the program to increase reserve funds for loans made to: women- and minority-owned busine...