RollingRolling deadline — apply anytime·Updated June 21, 2026
MI Home Loan Mortgage
Michigan State Housing Development Authority (MSHDA)
Who can apply
first-time homebuyers. homebuyers. repeat homebuyers
About this opportunity
Affordable 30-year fixed-rate mortgage for first-time homebuyers statewide and repeat homebuyers in federally designated targeted areas across Michigan. Maximum sales price $566,355 (effective June 1, 2026, statewide). Minimum credit score of 640 required. Household income limits apply and vary by family size and property location. Down payment assistance available via the MI 10K DPA Loan (up to $10,000 statewide). Homebuyer education class required. Apply through an MSHDA Experienced Participating Lender. Rolling, no fixed deadline.
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