Georgia Dream Peach Plus Loan Program
Georgia Department of Community Affairs (DCA)
Who can apply
homebuyers. first-time homebuyers. repeat homebuyers. veterans. FHA borrowers. VA borrowers
About this opportunity
FHA- and VA-backed 30-year fixed-rate mortgages for Georgia homebuyers who do not qualify for the traditional Georgia Dream program (e.g., higher home prices or non-conforming loans). Income limits up to $224,750 (varies by region: Atlanta MSA $224,750; Athens MSA $195,435; other counties $147,600+). Maximum home prices up to $650,000. Down payment assistance available: Standard DPA (3.5% up to $10,000), PEN DPA (4% up to $12,500 for public servants and military), and CHOICE DPA (4% up to $12,500 for families with disabled members). Apply through a Georgia Dream participating lender. Call 800-359-4663. Effective July 1, 2025. Rolling, no fixed deadline.