Rolling·Ingested 47 days ago, not re-verified since
Mortgage Credit Certificate (MCC) Program
Michigan State Housing Development Authority (MSHDA)
Go to the official application
Free. Verify your email, then we send one reminder only.
- Posted
- Jun 18, 2026
- Closes
- Rolling, no fixed deadline
Amount
Amount not published by the funder
Who can apply
first-time homebuyers. homebuyers
About this opportunity
Federal tax credit for eligible Michigan homebuyers: 20% of annual mortgage interest paid credited dollar-for-dollar against year-end federal income tax liability, for the life of the original mortgage (up to 30 years). Available to first-time homebuyers statewide and repeat homebuyers in targeted areas. Maximum sales price $544,233 (effective May 1, 2025, statewide). Household income limits apply by family size and location. Must be applied for and approved prior to purchasing the home through an approved MCC Lender. Rolling, no fixed deadline.