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RollingRolling deadline — apply anytime·Updated June 21, 2026

Texas Mortgage Credit Certificate Program (MCC)

Texas Department of Housing & Community Affairs (TDHCA)

Who can apply

first-time homebuyers. veterans. homebuyers

About this opportunity

Dollar-for-dollar reduction on federal income tax liability for eligible Texas homebuyers. Available to Veterans and first-time homebuyers with a TDHCA first mortgage, or as a standalone option (no minimum credit score for standalone). Supply is limited; rolling/first-come basis. Contact TDHCA at 1-800-792-1119.

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